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Financial Responsibility Information


  • Ohio law requires all drivers to provide proof of financial responsibility (FR) when a ticket is issued.
  • If you did not show FR proof to the officer, you must now show it to the court.
  • Forms of insurance that the court can accept:
    • Insurance Policy showing automobile liability insurance of at least $12,500 bodily injury per person, $25,000 injury two or more persons, and $7,500 property damage.
    • Insurance ID Card with same coverage as policy.
    • Surety Bond of $30,000 issued by an authorized surety company or insurance company.
    • A BMV Certificate showing a Bond Secured by Real Estate having equity of at least $60,000.
    • A BMV Certificate for Money or Government Bonds in the amount of $30,000 on deposit with the Ohio Treasurer of State.
    • a BMV Certificate of Self-Insurance, available only to companies or persons who own at least twenty-six motor vehicles.
  • FR proof must list:
    • The vehicle that was being driven at the time the ticket was issued.
    • The effective and ending dates of coverage.
    • This date range must reflect coverage for the date the ticket was issued.
  • Failure to provide proof of insurance will result in your driver’s license being suspended for a minimum of 90 days by the Bureau of Motor Vehicles.